Rethinking Your Portfolio: Why Multi-Year Guarantee Annuities (MYGAs) Are Changing Asset Allocation
For decades, the standard advice for investors has been to establish an asset allocation strategy and hold it firm, adjusting only as life circumstances evolve. The traditional "60/40" portfolio—or variations thereof—has served as the…
The Great Reassessment: Why Annuities Are Moving from Retirement Pariah to Essential Tool
In the annals of financial history, the early 1980s stand out as a golden era for fixed-income investors. With 30-year Treasury yields eclipsing 15%, bond traders who locked in those coupons secured what many analysts retrospectively call the "trade…